Financials

Structural Investment Overview

In-House Keeping

10% debt

20% salary/total personnel

10% savings (carried over to term)

==40% carry over

Out-House Operations

10% year-to-year carry over

10% bookkeeping/logistics

40% pure business distinct operations

==60% constrain

Broad Percentages

20% savings/carryover

20% debt/financial forward servicing

20% salary/personnel

40% general business operations

Initial Investment Takoma

$20,000 BM Fund (Fall 2026)

For Fall 2026 BM Fund, leased prior to April 1, 2025, w/ debt service at 6% due 9.15.26. Lease term of 120 months. 

$20,000 CFF Fund (Fall 2027)

For Fall 2027 CFF Fund, leased prior to April 1, 2026, w/ debt service at 8% due 9.15.27. Lease term of 40 months. $10,000 at 1% (2027), Upon 2029 S-Corp share issue, CFF retains percentage stake, may purchase 2026 price to $20,000 (not to exceed 5%). Initial 2026 investment structured loan, 2029 investment in-stature business loan. CFF holds 5% profit share for 2026-2029 term. Dividend quarterly payments 9.15, 12.15, 3.15, 6.15.

Initial Investment Takoma Foundation

$40,000 EMJ Fund (Fall 2026)

For Fall 2026 EMJ Fund, $40,000 for Takoma House's 2026-2029 endowment. $1240/month for 36 months - lessees are due $4,640 by January 15, 2030.